On Verizon-Installed Crapware 

Apple’s Phil Schiller, via Ars Technica:

We want the experience to be the same for every iPhone user. So there are no special Verizon Apps preinstalled. AT&T offers customers some apps via the App Store. I’ll let Verizon comment if they are working on anything for that.

I told you Apple wasn’t going to take crap from the wireless carrier. Even the Mobile Hotspot is in the Settings app.